

Your Jewellery Goals Just Got Closer – Start Saving with Smart Gold by AVR Swarna Mahal
Imagine owning your dream jewellery without waiting for the “right time” or turning small monthly savings into something truly valuable — real 22kt gold. That’s exactly what the Smart Gold App by AVR Swarna Mahal Jewellers helps you do.
This isn’t just a gold saving app; it’s your personal gold planner, investment guide, and jewellery wish list all rolled into one simple, secure digital platform. Whether you’re saving up for a wedding, planning a thoughtful gift, or investing in gold for the future, Smart Gold makes it easy, flexible, and rewarding.
Save Smart. Own Gold.With Smart Gold, you don’t just save money — you save in real gold. Every rupee you invest is instantly converted into 22kt gold weight at the live market rate, so your savings grow along with the value of gold.
And the best part? You can redeem your gold savings for beautiful jewellery or coins anytime after 330 days. No confusing processes or hidden charges, just transparent, trustworthy saving with one of India’s most respected jewellers.
We understand that everyone saves differently. That’s why Smart Gold offers three unique plans so you can choose what truly works for you.


Egold+– The fully digital, flexible plan for those who love freedom. You can start small, even ₹500, and save whenever you want with no fixed dates or pressure. Enjoy up to 7.5% value benefit, calculated on a 330-day basis, making your flexible savings even more rewarding.


Swarna 11 – A structured 11-month jewellery purchase plan, perfect for disciplined savers. Save every month and enjoy exclusive benefits when you redeem. Get up to 18% off on Gold jewellery when you complete your plan, helping your savings go even further.


Golden One – Prefer a one-time investment? This plan is for you. Make a single payment and relax while your gold investment grows securely.
Enjoy up to 20% off on Gold jewellery at redemption, giving you maximum value for your one-time investment.
Whether you’re saving gradually or investing upfront, Smart Gold helps you reach your goals your way — with flexibility, transparency, and rewarding benefits every step of the journey.


When you save with Smart Gold, you’re not just investing — you’re unlocking a world of value.
Real 22kt gold savings, not virtual or point-based, but pure gold weight
Exclusive offers: 0% wastage on Diamond and Platinum, up to 20% off on Gold, and 50% off on Antique Silver jewellery
Complete flexibility to manage your plan, track gold prices, and redeem anytime
Safe and secure, backed by AVR Swarna Mahal Jewellers’ legacy of purity and trust
It’s transparent, rewarding, and designed to help you save smarter, not harder.
AVR Swarna Mahal Jewellers has been a part of people’s gold stories for generations, from bridal sets to simple gold coins. With Smart Gold, that same trust is now in your hands digitally.
The app combines the reliability of a traditional jeweller with the convenience of modern technology, so you can save, track, and redeem your gold without ever stepping out of your home.
Your gold stays secure, your savings stay transparent because trust matters as much as the gold itself.
Gold has always been more than just an investment — it’s tradition, emotion, and security. Now, it’s also smarter.
Whether you’re starting small or saving for something big, Smart Gold by AVR Swarna Mahal Jewellers is your perfect partner in building real gold wealth, one gram at a time.
Start your gold savings today. Download the Smart Gold App and take your first step towards owning your dream 22kt gold jewellery.
Save Smart. Shine Forever.