One-time
payment plan
The payment is converted into 22 kt gold weight based on the prevailing rates on the payment day. The minimum amount to be paid is Rs. 15,000.
About GoldenOne
A one-time payment plan where your full amount is converted into 22kt gold weight at the rate on the day of payment. After 330 days, redeem your gold weight for jewellery or coins
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TERMS & CONDITIONS - GOLDEN ONE
One-Time Payment: Minimum ₹15,000 to join. Higher amounts allowed.
Gold Conversion: Full payment is converted to 22kt gold weight at the day’s gold rate.
Maturity Period: The Scheme matures in 330 days.
Jewellery Redemption: After maturity, customers can buy jewellery or gold coins based on their accumulated gold weight. No cash refunds are allowed.
Wastage / Benefits:
Diamond / Uncut Diamond & Platinum: 0% Wastage/VA
Gold Jewellery: Up to 20% off Wastage/VA
Antique Silver: 50% off Wastage/VA
Purchase Locations: Redemption available only at AVR Swarna Mahal showrooms in Tamil Nadu, Karnataka
Documents Required: Valid ID and original receipt at the time of redemption.
Refund: No cash refunds are allowed under this plan.
Gold Scheme Enquiry Form
GoldenOne – Your Smart One-Time Gold Investment Plan from Smart Gold by AVR Swarna Mahal
For those who prefer a simple, one-time investment with long-term value, GoldenOne from the Smart Gold app by AVR Swarna Mahal Jewellers offers the perfect way to own pure 22 kt gold. It’s designed for people who want a gold investment plan that’s effortless, transparent, and rewarding — blending tradition and technology in one trusted scheme.
With just a single payment, you can turn your savings into 22 kt gold weight at the live gold rate of the day, all digitally through the Smart Gold app. After 330 days, your accumulated gold can be redeemed at any AVR Swarna Mahal Jewellers showroom, giving you the joy of choosing from our wide collection of jewellery and coins.
Simple, Smart, and Secure
GoldenOne stands apart as a digital gold investment plan that doesn’t require monthly payments or long-term commitments. You make a one-time payment starting from ₹15,000 or more, and your entire amount is instantly converted into 22 kt gold at the prevailing rate.
This makes it ideal for anyone looking to make a lump-sum gold investment scheme that grows in value over time while staying fully secure. Every gram of gold purchased is recorded in your Smart Gold account, ensuring complete transparency and peace of mind.
Exclusive Benefits of GoldenOne
When you redeem your plan after 330 days, you’ll enjoy exceptional benefits on your jewellery purchase:
0 % Wastage/VA on Diamond, Uncut Diamond & Platinum Jewellery
Up to 20% off Wastage/VA on Gold Jewellery
50 % off Wastage/VA on Antique Silver
These attractive offers make GoldenOne more than just a savings plan — it’s a gold investment scheme that gives you real rewards at redemption.
Transparent Gold Conversion
Your investment is converted into gold weight based on the live gold rate on the day of your payment. This ensures you get fair, accurate value at all times. Through the Smart Gold app you can view your transaction details, gold weight, and maturity period anytime — giving you full control over your digital gold investment journey.,
Redeem In-Store for Complete Trust
After the 330-day maturity period, you can redeem your accumulated gold only at AVR Swarna Mahal Jewellers showrooms across Tamil Nadu and Karnataka.
Browse our curated selection of gold, diamond, platinum, and antique silver, or choose pure gold coins — all crafted with unmatched quality.
Redemptions are handled exclusively in-store, ensuring total trust and transparency in every transaction.
Backed by Legacy, Powered by Technology
For over 98 years, AVR Swarna Mahal Jewellers has been a symbol of craftsmanship, purity, and trust. The Smart Gold app carries this legacy into the digital era, offering customers a convenient and reliable way to save in gold.
GoldenOne reflects this perfect balance — a timeless gold investment plan made smarter through digital innovation. Every rupee you invest is safeguarded and every gram of gold is hallmarked and recorded, ensuring you always receive genuine value.
Why Choose GoldenOne on Smart Gold?
One-time gold investment plan starting from ₹15,000
Instant conversion into 22 kt gold at live rates
Attractive Wastage/VA benefits at redemption
Secure and transparent digital gold investment
In-store redemption at trusted AVR Swarna Mahal Jewellers showrooms
Start Your Golden Journey Today
Begin your journey with GoldenOne — the one-time gold investment scheme that combines ease, value, and trust.
With the Smart Gold app by AVR Swarna Mahal Jewellers, you can invest digitally, monitor your gold savings, and redeem in-store for beautiful jewellery or coins.
Choose GoldenOne and turn your one-time payment into a lifetime of golden possibilities — a simple, smart, and secure way to grow your gold with confidence.
