Terms & Conditions For Golden Fortune :

  • The customer can obtain delivery of jewel after completion of 8 months and within 12 months of the Plan.
  • The customer account shall be credited with the weight of 22Karat Gold as per rates prevailing on the date of remittance
  • GST is applicable to all jewels and for Gold coins GST will be borne by the Company.
  • customer can buy Gold Jewelry / Diamond / Platinum / Silver Jewellery & Silver Articles at Unlimited Wastage after duration the plan.
  • When a customer buys a jewel of higher weight than pass book weight, the wastage must be paid for the difference weight.
  • Making charges are applicable on all types of jewellery.
  • The net weight of customer's old jewel will be taken into account as payment, after factoring purity of gold in it.
  • If the customer is unable to produce his pass book while closing the Plan, a nominal charge of Rs. 120/— will be levied towards stationery charges of duplicate passbook, which will be issued after verifying customer's proper identification.
  • Customer's biometric and photo Id will be taken at the time of enrolment, for the safety of the customer. The same will be verified at the time of maturity to identity the customer.
  • The customer could appoint a nominee of his choice if required.
  • This jewellery purchase advance is being received for design no…… as indicated in the catalogue, on purchasing the jewel the customer could change the design as desired.
  • While purchasing the jewel, no other prevailing discount or offer can be clubbed together.
  • The money and old jewellery received under this Plan cannot be refunded under any circumstancesly new jewellery could be purchased at the time of maturity.
  • In case of a pre-mature closure of the Plan, the benefits cannot be availed.
  • Payment of Rs.2,00,000 and above must be supported by PAN CARD, it is mandatory.
  • On maturity the jewels can be purchased in any branch at any location of AVR Swarna Mahal Jewellers.
  • The Company reserves the right to amend or alter any of the above terms and conditions.
  • GST is applicable.
  • Authenticated and computer generated entries made in the pass book only will be considered for plan value. AVR SWARNAMAHAL JEWELRY PRIVATE LTD is not responsible for any other payment made to anybody else, in any other form whatsoever.
  • The above terms and conditions are read by me and accepted.