Jewellery
Purchase Plan

 

Frequently Asked Questions:

  • What are the benefits for the customers in this Plan?

    Golden Dream is an unique Plan, where customer can buy Gold Jewellery/Diamond Jewellery without wastage except for special gold jewels, Platinum and Sliver antiques, etc., after duration of plan.

  • What is the initial payment for this Plan?

    Customer can pay a minimum of 500 or in multiples thereof up to 15000  per  subscription  per  month.

  • Should we make payments regularly every month? What happens if the payments are irregular?

    Yes. The monthly payment should be paid before the last day of the month. Irregular payments are not eligible for complete benefits of the Plan. The wastage and making charges are applicable for the irregular payments.

  • How will the monthly payment be credited in my Account?

    Monthly payment will be credited to customer account as 22karat Gold weight as per prevailing rates of the day.

  • Can we avail special discounts or festival offers in this Plan?

    No special discounts or festival offers can be clubbed with this Plan benefits.

  • Can we get refund as money in this Plan?

    No, Customer can purchase Gold/Diamond/Platinum & Silver jewellery only in this Plan.

  • Do we have to pay Tax under this Plan?

    Yes, GST is applicable on all jewels sold under this plan. The GST for gold coin purchase will be borne by the Company.

  • Do we pay making charges under this Plan?

    Yes, Making charge is applicable in this Plan

 

 Frequently Asked Questions:

  • What is the benefit of this purchase plan?

    5% extra value will be eligible on this plan, for every remittance over 31 days. ( the extra value will be calculated on every day basis after duration of plan)

    Customer can buy jewels or coins any number of times before the completion of 11 months.

  • What is the initial payment for this Plan?

    Customers can pay a minimum of `500/- & above as many times in 11 months (From the date of joining).

  • How can be it credited in my account?

    The amount will be converted into 22kt gold at the prevailing board rate in the account immediately & 5% extra value will be eligible from the 31st day onwards. ( the extra value will be calculated on a 365 days basis).

  • Do we have to pay wastage, making charges & GST under this plan?

    Yes, wastage, making charge & GST is applicable in this plan.

  • Can we have special discounts or festival offers on this plan?

    Yes, Special discounts or festival offers are available in this plan.

  • Can we get money on this plan?

    You can purchase only Gold /Diamond/Platinum/Silver & Gold Coin in this plan. No cash refunds will be provided.

  • How do we pay instalments?

    You can pay your instalment by cash / credit card / debit card.

  • Can we get refund as money in this Plan?

    No, Customer can purchase Gold/Diamond/Platinum & Silver jewellery only in this Plan.

 

Frequently Asked Questions:

  • What are the benefits for the customers in this Plan?

    This is a one time payment plan. Customer can purchase Gold Jewellery / Diamond Jewellery without wastage except for special gold jewels, Platinum and Silver antique jewels etc., Making charges & GST are applicable on all types of jewellery after duration of plan.

  • What is the initial payment for this Plan?

    Minimum initial payment is `10,000 or in multiples thereof.Customer’s old  jewel (to purity as 22 karat gold).

    22/24 karat Gold bar/Gold coin/Diamond Jewellery& Silver ornaments are also accepted.

    When plan value is of 2,00,000/- and more customers need to provide KYC documents.

  • When will a customer be able to buy jewellery under this Plan?

    After completion of 8 months & within 12 months of completion of the Plan.

  • What if a customer wants to exit from the Plan before maturity?

    The Customer will loose the Plan benefit. Customer will have to pay wastage charges on purchase of jewellery.No old jewels will be returned. The customer can get new jewels only.

    No refund of cash is allowed.

    Pre-matured Closure – (The customer who joined the Plan with old jewels) will not be eligible for purchase of Gold Coins / 24 kt Bar. They will be  eligible to buy jewels only & have to pay wastage and making charges.

  • Can we buy gold coins in this plan?

    Yes, you can purchase gold coins also in this plan. The making charge and GST for Gold coins will be borne by the Company itself.

Salient Features

  • You can purchase gold coins also in this scheme. did I charge and GST for gold coins will be borne by the company itself.
  • Monthly installments will be created to your account as 22 kt Gold weight as per prevailing rates of the day.
  • Customers who regularly pay their monthly installments can purchase Gold jewellery / Diamond jewellery / Platinum jewellery Silver article without wastage (100%) only for the weight accumulated in their account. Making charges is applicable.

Frequently Asked Questions:

What are the benefits of the customers in this plan?

Golden dream is a unique plan where customers can buy Ģold diamond / Platinum / Silver jewelry and 100% without wastage.

Should we pay installment regularly every month?what happens if the payments are irregular?

Yes, the monthly installment should be paid before every month’s end. Irregularly paid installments are not eligible for the complete benefit of the plan. The wastage and making charges applicable for the irregularly paid installments.

Can we avail special discounts or festival offers in this plan?

No you can purchase Ģold diamond / Platinum / Silver jewellery only in this plan.

Do we have to pay tax under this plan?

Yes, GST is applicable to all Jewels sold under this plan. The GST for gold coin purchases will be borne by the company.

Do we pay making charges in this scheme?

Yes, making charges is applicable to this scheme.

Salient Features

  • This plan is valid for 11 months only.
  • Customers can pay a minimum of INR.100 & above as many times in 11 months (from the date of joining).
  • The amount will be converted into 22Kt gold at the prevailing board rate in the account immediately and 5% extra value will be eligible from the 31st day onwards. (The value will be calculated on a 365 days basis).
  • Customers can buy jewels or coins any number of times before the completion of 11 months.

Frequently Asked Questions

What is the benefit of this purchase plan?

5% extra value will be eligible for this plan for every remittance over 31 days. (The extra value will be calculated on everyday basis)

Do we have to pay wastage, making charge and GST under this plan?

Yes wastage, making charge and GST applicable in this plan.

Can we avail special discounts for the festival offers in this plan?

You can purchase only Gold / Diamond Platinum / Silver and Gold coins in this plan. No cash refunds will be provided.

How do we pay installment?

You can pay your installment by cash/credit/card and debit card.

Salient Features

  • It is a unique one-time payment plan.
  • Minimum initially payment INR.10,000 or in multiples thereof. Payments can be made in the form of Cash / Credit card / Debit card / Old jewels (22/24Kt) / Gold bar (22/24Kt) Gold coin (22/24Kt) / Diamond and Silver also.
  • The payment will be credited as weight (22Kt gold) in your account as per the prevailing gold rate on the day.
  • Old jewels can be used to commence this plan based on appraiser valuation on the day gold rate (22Kt)
  • The duration of this plan is 8 months. (240 days)
  • Avail unlimited 100% no wastage for all Gold jewellery / Diamond jewellery / Platinum jewellery / Silver ornaments 100% without wastage (UNLIMITED). However, making charges may be applicable.
  • You can purchase gold coins also in this scheme. The die charge and GST for Gold coins will be borne by the company itself.

Frequently asked questions

What is the initial payment for this plan?

Minimum initial payment is INR.10000 or in multiples thereof

Customers old jewellery ( to purity as 22Kt gold )

22/24Kt Gold bar / Gold coin / Diamond jewellery and Silver ornaments are so accepted.

When an investment is of INR.200000 and more customers can use Credit card / Debit card payment also.

When will the customer be able to buy jewellery under this plan?

After completion of eight months and within 12 months completion of the year plan.

What is the benefit of investment in Gold fortune?

100% unlimited no wastage on all ornaments Gold / Diamond / Platinum and Silver. But making charges and GST are applicable.

what if a customer wants to exit from the plan before maturity?

The customer will lose the plan benefit, unlimited no wastage customer will have to pay wastage charges
No old jewels will be returned. Customers can get new jewels only.
No refund of cash is allowed.
Pre-matured scheme (the customer who joined the scheme with old jewels) will not be eligible for purchase of gold coins 24Kt Bar and will have to pay wastage and making charges.

Golden Dream

 

Frequently Asked Questions:

  • What are the benefits for the customers in this Plan?

    Golden Dream is an unique Plan, where customer can buy Gold Jewellery/Diamond Jewellery without wastage except for special gold jewels, Platinum and Sliver antiques, etc., after duration of plan.

  • What is the initial payment for this Plan?

    Customer can pay a minimum of 500 or in multiples thereof up to 15000  per  subscription  per  month.

  • Should we make payments regularly every month? What happens if the payments are irregular?

    Yes. The monthly payment should be paid before the last day of the month. Irregular payments are not eligible for complete benefits of the Plan. The wastage and making charges are applicable for the irregular payments.

  • How will the monthly payment be credited in my Account?

    Monthly payment will be credited to customer account as 22karat Gold weight as per prevailing rates of the day.

  • Can we avail special discounts or festival offers in this Plan?

    No special discounts or festival offers can be clubbed with this Plan benefits.

  • Can we get refund as money in this Plan?

    No, Customer can purchase Gold/Diamond/Platinum & Silver jewellery only in this Plan.

  • Do we have to pay Tax under this Plan?

    Yes, GST is applicable on all jewels sold under this plan. The GST for gold coin purchase will be borne by the Company.

  • Do we pay making charges under this Plan?

    Yes, Making charge is applicable in this Plan

Gold Mine

 

 Frequently Asked Questions:

  • What is the benefit of this purchase plan?

    5% extra value will be eligible on this plan, for every remittance over 31 days. ( the extra value will be calculated on every day basis after duration of plan)

    Customer can buy jewels or coins any number of times before the completion of 11 months.

  • What is the initial payment for this Plan?

    Customers can pay a minimum of `500/- & above as many times in 11 months (From the date of joining).

  • How can be it credited in my account?

    The amount will be converted into 22kt gold at the prevailing board rate in the account immediately & 5% extra value will be eligible from the 31st day onwards. ( the extra value will be calculated on a 365 days basis).

  • Do we have to pay wastage, making charges & GST under this plan?

    Yes, wastage, making charge & GST is applicable in this plan.

  • Can we have special discounts or festival offers on this plan?

    Yes, Special discounts or festival offers are available in this plan.

  • Can we get money on this plan?

    You can purchase only Gold /Diamond/Platinum/Silver & Gold Coin in this plan. No cash refunds will be provided.

  • How do we pay instalments?

    You can pay your instalment by cash / credit card / debit card.

  • Can we get refund as money in this Plan?

    No, Customer can purchase Gold/Diamond/Platinum & Silver jewellery only in this Plan.

Golden Fortune

 

Frequently Asked Questions:

  • What are the benefits for the customers in this Plan?

    This is a one time payment plan. Customer can purchase Gold Jewellery / Diamond Jewellery without wastage except for special gold jewels, Platinum and Silver antique jewels etc., Making charges & GST are applicable on all types of jewellery after duration of plan.

  • What is the initial payment for this Plan?

    Minimum initial payment is `10,000 or in multiples thereof.Customer’s old  jewel (to purity as 22 karat gold).

    22/24 karat Gold bar/Gold coin/Diamond Jewellery& Silver ornaments are also accepted.

    When plan value is of 2,00,000/- and more customers need to provide KYC documents.

  • When will a customer be able to buy jewellery under this Plan?

    After completion of 8 months & within 12 months of completion of the Plan.

  • What if a customer wants to exit from the Plan before maturity?

    The Customer will loose the Plan benefit. Customer will have to pay wastage charges on purchase of jewellery.No old jewels will be returned. The customer can get new jewels only.

    No refund of cash is allowed.

    Pre-matured Closure – (The customer who joined the Plan with old jewels) will not be eligible for purchase of Gold Coins / 24 kt Bar. They will be  eligible to buy jewels only & have to pay wastage and making charges.

  • Can we buy gold coins in this plan?

    Yes, you can purchase gold coins also in this plan. The making charge and GST for Gold coins will be borne by the Company itself.