• Today's Rate: Gold - 22k - 1g Rs. 3961.00

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Golden Fortune

Saving Schemes

About Scheme

  • It is a unique onetime Payment Plan.
  • Minimum initial payment is Rs.10,000 or in multiples thereof. Payment can be made in the form of Cash / Credit Card / Debit Card / Old jewels (22/24 karat) / Gold bar (22/24) Gold Coin (22/24) / Diamonds and Silver also.
  • Old Jewels can be used to commence this plan based on appraiser valuation on that days gold rate (22 karat).
  • Duration of this Plan is 8 months (240 Days).
  • Avail unlimited 100% no wastage for all Gold Jewellery / Diamond Jewellery / Platinum Jewellery / Silver Ornaments 100% without wastage (Unlimited). However, making charges may be applicable.
  • You can purchase gold coins also in this plan. The die charge & GST for Gold Coins will be borne by the company itself.

Terms & Conditions

  • As per this plan, customer can purchase the jewel after completion of 8 months and before 12 months.
  • GST is applicable to all jewels purchased under this plan, where gold coins are purchased GST will be borne by the company.
  • The customer account shall be credited in gold weight of 22kts, depending on gold rate on the day of payment.
  • On maturity of the plan, the total weight in the account of the customer can be purchased without wastage. For additional weight customer has to pay wastage charges.
  • The net weight of the customer’s old jewel will be taken into account as payment, as per the valuation of the company’s appraiser.
  • If you have become a member by giving old jewellery, and if you discontinue to pay you cannot purchase gold coins. Only new jewellery can be purchased.
  • Pass book must be produced while purchasing jewellery.
  • Customer’s bio metric and photo id will be taken at the time of enrolment and the same will be verified when he purchases jewellery.
  • The customer could appoint a nominee of his choice.
  • On maturity of the plan, customer can purchase gold, silver or diamond jewellery for their accumulated amount; for this user will be no wastage [100% free]. Making charges will be applied.
  • This jewellery purchase advance is being received for design no. ……. as indicated in the catalogue, on purchasing the jewel the customer can change the design as desired.
  • While purchasing the jewel, no other prevailing discount or offer can be clubbed together.
  • The money and old jewellery received under this Plan, can’t be refunded under any circumstances, only new jewellery could be purchased at the time of maturity.
  • If the customer want to buy jewellery before the end of the plan or discontinues in between no benefits can be availed.
  • Payment of Rs.2, 00,000/- and above must be supported by PAN CARD/AADHAAR / other tax documents as may be needed.
  • On maturity the jewels can be purchased in any branch at any location of AVR Swarna Mahal Jewellers.
  • The company reserves the right to amend or alter any of the above terms and conditions in accordance with the prevailing norms of Government and Taxation rates.
  • If the customer has lost his pass book, he has to pay Rs100/- to get a new one.

Frequently Asked Questions

What is the initial payment for this plan?

  • A minimum of Rs. 10,000/- or in multiple thereof.

  • Customer’s old jewel (to purity as 22 karat gold).

  • 22/24 karat Gold Bar / Gold coin / Diamond Jewellery & silver ornaments are also accepted.

  • When investment of Rs. 2, 00,000/- and more customers can use Credit Card / Debit Card payment also.
  • When will a customer be able to buy jewellery under this Plan?

    After completion of 8 months & within 12 months completion of the plan.

    What is the benefit of investment in Golden Fortune?

    100% Unlimited no wastage on all ornaments Gold / Diamonds / Platinum & Silver. But making charge & GST tax are applicable.

    What if a customer wants to exit from the plan before maturity?

  • The customer will loose the Plan benefit – unlimited no wastage. Customer will have to pay wastage charges.

  • No refund of cash is allowed.

  • No old jewels will be returned. The customer can get new jewels only.

  • Pre-matured plan (The customer who joined the plan with old jewels) will not be eligible for purchase of Gold Coins / 24 kt Bar & will have to pay wastage & making charges.
  • Testimonials
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