- This Purchase Plan is valid for 11 months only. You can pay a minimum of Rs.500 to any amount in multiples of 500 (Ex. Rs.1,000, Rs.1,500, Rs.2,000, Rs.2,500, Rs.5,000...) per month.
- Customer can purchase Gold Jewellery / Diamond Jewellery / Platinum Jewellery / Silver ornaments 100% without Wastage (UNLIMITED). However, Making Charges may be applicable.
- You can purchase gold coins also in this plan. The die charge & GST for Gold Coins will be borne by the company itself.
- Monthly instalments can be credited to your account as 22 kt Gold weight as per prevailing rates of the day.
Terms & Conditions
- This plan is valid for 11 months only.
- You can pay a minimum of Rs.500/- and any amount in multiples of Rs.500[Eg.1000….5000]
- Under this plan your monthly plans will be credited to your account as 22kt gold weight based on prevailing rate on that day.
- Customers who regularly pay their monthly installments can purchase gold jewellery/ diamond jewellery/ platinum jewellery/ silver articles without wastage [100%]. Making charges applicable.
- In this plan there is no wastage or making charges for gold coins. Even the GST will be borne by company itself.
- Special discount or offers prevailing at the time of purchase cannot be clubbed with plan benefits.
- Payment can be made by Cash/ Credit card / Debit card / PAYTM.
- Online payment facility available at our website www.avrswarnamahal.com. All online payment service charges Free! . This will be borne by the company.
- Monthly installment should be paid before every month end of every month. If you do not remit regularly you will not get the benefits of the plan. For the weight of gold with respect to the defaulted months, wastage and making charges will be charged.
- While joining the scheme,
- (a) Account holder photo and finger print biometric will be taken in person.
- (b) While purchasing jewels, the account holder details will be verified.
- It is mandated that all advance payments will be adjusted against order of gold & silver ornaments or coins within a maximum period of 365 days from date of first advance paid.
- This advance for purchase is placed for Design Number …… shown in our catalogue.
- The account holder has a right to change the design while purchasing the jewels.
- Passbook should be produced for every transaction.
- Installment payments & Jewellery purchase can be made at any of the branches of AVR SWARNAMAHAL JEWELLERS.
- There is no cash refund, you can buy only jewels or coins.
- The management reserves the right to change, alter the terms and conditions of this plan at its discretion as per the prevailing Government rules & regulations.
- GST is applicable for all the jewels purchased under this plan.
- If the customer has lost his pass book, he has to pay Rs100/- to get a new one.
Frequently Asked Questions
1.WHAT ARE THE BENEFITS FOR THE CUSTOMERS IN THIS PLAN?
Golden Dream is a unique plan, where customers can buy Gold / Diamond / Platinum / Silver jewellery 100% without wastage.
2.SHOULD WE PAY THE INSTALLMENT REGULARLY EVERY MONTH? WHAT HAPPENS IF THE PAYMENTS ARE IRREGULAR?
Yes,the monthly installment should be paid before every month end. Irregular paid installments are not eligible for the complete benefits of the plan. The Wastage & Making Charges are applicable for the irregularly paid instalments.
3.DO WE PAY MAKING CHARGES IN THIS PLAN
Yes, making charges is applicable in this plan.
4.CAN WE AVAIL SPECIAL DISCOUNTS OR FESTIVAL OFFERS IN THIS PLAN?
No, Special discounts or festival offers cannot clubbed with this plan.
5.DO WE HAVE TO PAY TAX UNDER THIS PLAN?
Yes, GST is applicable on all jewels sold under this plan. The GST for gold coin purchase will be borne by the company.
6.CAN WE GET REFUND AS MONEY IN THIS PLAN?
No, you can purchase Gold / Diamond / Platinum & Silver jewellery only in this plan.