Terms & conditions For Golden Happiness :

  • This plan is valid for 11 months only.
  • Customer can pay a minimum of Rs. 500 and in multiples thereof upto Rs. 15,000 per plan.
  • Customer can get attractive gifts in this plan and the discount amount will be calculated from the 2nd installment.
  • Discount amount is eligible only for payment made regularly.
  • Payment can be made by Cash/ Credit card / Debit card / UPI.
  • Online payment facility available at our website www.avrswarnamahal.com. All online payment service charges are Free! This will be borne by the company.
  • The sale price will be determined based on the prevailing market rate (i.e., the date of sale of gold ornaments).
  • While joining the plan,

    1). Account holder photo and finger print biometric will be taken in person.

    2). While purchasing jewels, the account holder details will be verified with his finger print biometric.

  • It is mandated that all advance payments will be adjusted against order of gold ornaments or coins within a maximum period of 365 days from date of first advance paid.
  • This advance for purchase is placed for Design Number …… shown in our catalogue
  • The account holder has a right to change the design while purchasing the jewels.
  • Customer to appoint a nominee in this plan.
  • Passbook should be produced for every transaction.
  • There is no cash refund in this plan, you can buy only jewels or coins.
  • When discontinued, the customer is not eligible for the benefits of the plan & gift value will be deducted.
  • Monthly installment should be paid before every month end.
  • The management reserves the right to change, alter the terms and conditions of this plan at its discretion as per the prevailing Government rules & regulations.
  • GST is applicable.
  • Wastage and Making charges are applicable in this plan.
  • Authenticated and computer generated entries made in the pass book only will be considered for plan value. AVR SWARNAMAHAL JEWELRY PRIVATE LTD., is not responsible for any other payment made to anybody else, in any other form whatsoever.
  • The above terms and conditions are read and accepted by me.